Howard returns to KMH, bloody and in tears. A furious Gooey gives Howard the opal before Arno, Phil, and Nico assault Howard outside the auction house. He convinces his father-in-law Gooey to bid on the gem to drive up the price, but the plan backfires when Garnett fails to top Gooey's final bid. Just before the auction starts, Howard discovers the opal has been appraised for significantly less than his initial estimate of $1 million. After an awkward Passover dinner, Dinah rejects Howard's plea to give their marriage another chance.Garnett returns the opal before the auction and offers to purchase it for $175,000, but Howard refuses, given the substantially larger appraisal. Feeling betrayed, Howard demands that Julia move out of his apartment. Howard discovers Julia and the Weeknd snorting cocaine together in a bathroom, and gets into a fight with him. Demany says that Garnett still has the opal, angering Howard. Phil and Nico strip Howard naked and lock him in the trunk of his car, forcing him to call Dinah for help.Howard tracks down Demany at a party hosted by the Weeknd. Arno reveals that he placed a stop on Howard's bet as it was made with money owed to him. Howard wins $600,000, but is ambushed at his daughter's school play by Arno and his bodyguards Phil and Nico. Howard reluctantly agrees, accepting Garnett's 2008 NBA Championship ring as collateral.Immediately after Garnett leaves, Howard pawns the ring and places a six-way parlay on Garnett playing extraordinarily well in that night's game. Garnett becomes obsessed with it, insisting on holding onto it for good luck at his game that night. While Garnett is in the store, the rare Ethiopian black opal Howard has ordered arrives. His domestic life is split between Dinah, his estranged wife who has agreed to a divorce after Passover, and his girlfriend Julia, a KMH employee.Howard's business associate Demany brings basketball star Kevin Garnett to KMH. Howard struggles to pay off gambling debts, including $100,000 he owes to Arno, his loan shark brother-in-law. 2012, gambling addict Howard Ratner runs KMH, a jewelry store in New York City's Diamond District. In 2010, Ethiopian Jewish miners retrieve a rare black opal from the Welo mine in Africa.
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